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The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.

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Beth Kensinger - ESOP Interview Spotlight

Beth Kensinger- ESOP Interview Spotlight

June 4, 2023
How does being in an ESOP impact your day-to-day perspective / tasks? This is truly a team effort perspective. My efforts & abilities affect all other ESOP participants, so I have to put forth my best collaborative effort every day in order to achieve the best possible outcome for all. How do you think being…
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Ryan Allison - ESOP Interview Spotlight

Ryan Allison – ESOP Interview Spotlight

June 1, 2023
1. Had you heard of an ESOP before joining OAA? If so, what was your impression of it and how has OAA’s ESOP changed your perspective on it? If you had never heard of an ESOP before, what is your impression of it now? I don’t believe I had ever heard of the term ESOP,…
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Pam Klein - ESOP Interview Spotlight

Pam Klein – ESOP Interview Spotlight

May 21, 2023
What does being vested in the ESOP mean to you? (Are you fully vested?) When I became fully vested it was an exciting time to see my statement and realize that the bottom-line balance was all going towards my retirement! Now my statement balance really grows exponentially. How does being in an ESOP affect your…
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Megan Owens - ESOP Interview Spotlight

Megan Owens – ESOP Interview Spotlight

May 14, 2023
1. What is something you appreciate about the ESOP that you weren’t aware of when first joining (such as a perk, a perspective, etc.)?    Frankly, I was very unfamiliar with what the ESOP was or how it worked.  I also did not realize what a unique opportunity it is to be part of an…
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Medical Debt’s Impact on Employees.jpg

Medical Debt’s Impact on Employees

May 13, 2023
Many workers in the United States struggle with medical debt. According to a recent survey of American workers by consumer financial health organization Financial Health Network, 37% of employees have medical debt, and 32% struggled to pay their medical bills last year. As health care costs continue to increase in the United States, so does…
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Karen Shannon - ESOP Interview Spotlight!

Karen Shannon – ESOP Interview Spotlight

May 7, 2023
1. How does being in an ESOP affect how you interact with clients (both current and potential)?   My philosophy is to do what’s right for the client and everything else will come. My goal is to consistently exceed the client’s expectations. We’ve integrated that rating scale into our BCD Client Satisfaction Survey that we…
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Teresa Foster - ESOP Interview Spotlight

Teresa Foster – ESOP Interview Spotlight

May 4, 2023
1. How do you think being in an ESOP can affect work culture? I think it affects work culture by giving me the sense that my input really does matter and that increases my performance by wanting to do well to provide not only for our clients but my coworker’s as well. The commitment I…
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Jeff Chronister - ESOP Interview Spotlight

Jeff Chronister – ESOP Interview Spotlight

April 22, 2023
What does being in an ESOP mean to you? For me, the ESOP has always been a gamechanger. It is the reason I left a successful career in the banking industry. If we continue to keep pace with our last few years of growth, my espouse will be at least half of my overall retirement!…
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ACA Pay or Play Penalties Will Increase for 2024

ACA Pay or Play Penalties Will Increasefor 2024

March 12, 2023
On March 9, 2023, the IRS released updated penalty amounts for 2024 related to the employer shared responsibility (pay or play) rules under the Affordable Care Act (ACA). For calendar year 2024, the adjusted $2,000 penalty amount is $2,970 and the adjusted $3,000 penalty amount is $4,460. Pay or Play Penalty Calculations Under the pay…
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Congress Extends Telehealth Relief for HDHPs 

Congress Extends Telehealth Relief for HDHPs 

February 5, 2023
The Consolidated Appropriations Act, 2023 (CAA) extends the ability of high deductible health plans (HDHPs) to provide benefits for telehealth or other remote care services before plan deductibles have been met without jeopardizing health savings account (HSA) eligibility. This extension applies for plan years beginning after Dec. 31, 2022, and before Jan. 1, 2025.  Background …
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