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The latest insurance articles, insight, and news from Ollis/Akers/Arney Insurance & Business Advisors.

7 Factors Driving Commercial Property Insurance Costs

7 Factors Driving Commercial Property Insurance Costs

September 14, 2023
Several cost-driving trends have contributed to the hard commercial property insurance market. This environment has led to continuous rate increases and other challenging conditions. In these circumstances, it’s crucial for businesses to understand why premiums have been rising. This article discusses seven factors currently impacting commercial property insurance costs. Contact Ollis/Akers/Arney Insurance & Business Advisors…
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ESOP Interview Spotlight - Elizabeth Albin

ESOP Interview Spotlight – Elizabeth Albin

April 8, 2023
1. What does being part of an ESOP mean to you? "Being part of an ESOP is very important to me. It is a financial security knowing that I will eventually be able to benefit from the success of our company and what we all do every day. I will be able to retire, travel,…
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ESOP Interview Spotlight - Mindy Pippin

ESOP Interview Spotlight – Mindy Pippin

April 2, 2023
1. What do you appreciate about the ESOP most? "The collaborative work environment it creates.  All employee-owners have something to gain when the company is successful.  I have experienced a lot of team effort over the years.  My co-worker’s willingness to help and offer solutions is priceless.  It really does draw a group of creative,…
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House of Worship Insurance Trends for 2023

House of Worship Insurance Trends for 2023

January 9, 2023
Over the past few years, the COVID-19 pandemic, international crises and natural disasters have greatly changed the economy and how businesses operate. As 2023 begins, evolving insurance underwriting trends will likely affect many types of organizations, including houses of worship. The following are five insurance trends regarding houses of worship that are likely to be…
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Coronavirus Update

How Is the Insurance Market Place Reacting to COVID-19 and Our Current Economy?

September 8, 2020
As we move into fall, our battle with COVID-19 continues. August brought Greene County an increase in new cases. Our seven-day rolling average increased from 35 cases per day in July to 88 cases per day throughout August, culminating in 143 reported cases on August 27. The largest number of cases are attributed to people…
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Calling All Restaurant Owners

Calling All Restaurant Owners

August 30, 2020
Calling all Restaurant Owners! Many things have changed in the last few months. Not just in the way of business but also with our place in the world. We find ourselves quickly wondering what the future will look like, both as business owners and as human beings. It goes without saying that, if you own…
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Preparing for the Hard Market

Preparing for the Hard Market

June 28, 2020
The insurance marketplace is a funny place; pricing and availability can appear and disappear seemingly at random, and predicting changes is more an art form than a science. Some years, insurance buyers benefit from falling costs and expanded coverage. Other times, when markets harden, business owners must make tough choices regarding their insurance and loss…
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Product Liability Insurance

Benefits of Product Liability Insurance

December 22, 2019
Your customers expect you to have safe and reliable products, and failing to meet these expectations can lead to huge financial losses. If one of your products harms a customer in any way, they can sue your business, leading to costly legal fees and settlements. these costs can easily reach six figures. While you may…
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The Importance of Certificates of Insurance

The Importance of Certificates of Insurance

December 15, 2019
When accounting for risks related to contracted work, securing your own insurance is not always enough. It’s critical that your partners are covered as well. This is particularly important when you consider that, following an incident involving a contractor or vendor, your business could be the one held liable for any damages that occur. To…
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Who Needs a Check Up?

May 3, 2011
Do you go to your doctor, dentist, or eye doctor for a yearly check up? Most people do because they want to confirm that they are doing well or there are just scared about what they don’t know. This is a good habit that was taught to us since we were all very young. Should…
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