Replacement Cost vs. Actual Cash Value

Replacement Cost vs. Actual Cash Value

Your homeowners insurance policy can offer financial protection in the event of an unexpected disaster involving your home or personal property. But how you will be reimbursed following a claim depends on the type of coverage you have. There are two main valuation methods when it comes to homeowners insurance—replacement cost coverage and actual cash …

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How to Avoid Underinsuring Your Home

How to Avoid Underinsuring Your Home

Your home is one of your greatest assets and a significant long-term investment. As such, it’s vital to protect your home and its contents with adequate homeowners insurance. Nevertheless, recent research found that many homeowners lack proper coverage. In fact, nearly 2 out of every 3 homes in America are underinsured—which means that the home …

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Sugar-Busters Campaign

Join Us On Our Sugar-Busters Campaign

The employee-owners at Ollis/Akers/Arney, through their partnership with WellSteps and their ongoing commitment to wellness, invite you to join them on May 11th for the kickoff of their Sugar-Busters Campaign. The goal is to help raise awareness of making healthy choices regarding sugar intake.  Campaign runs through June 14th.  For more information, contact Cameron Black …

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Life Insurance and Dimes

When you see the heading on this you might be wondering what does Dimes have to do with Life insurance?  I have been in the insurance business for about 12 years so I have seen many ways to look at life insurance needs calculators and ways of coming up the that perfect number of what …

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Life Insurance Awareness Month

This month is Life Insurance Awareness Month and accourding to a 2010 LIMRA study only 44% of U.S. households have individual Life insurance, which is a 50 year low. I have had many conversations over the years that make me sad to hear being an insurance agent and knowing that it is so easy to protect your …

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All Shook Up

It’s not about IF, it’s about WHEN. For those of us that live in the Ozarks, we’re pretty impressed with the natural beauty of the area and all the diversity that the changing seasons may bring. What ever we may prepare for weather wise, the total unpredictability of an earthquake is hard to prepare for. …

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I Can’t Afford to Die

(Or Guaranteed Issue Life Insurance) The top 3 reasons people don’t get life insurance: 1.)    Can’t afford it. 2.)    Can’t qualify. 3.)    Don’t need it. BUT….here’s the truth- 1.)    There IS affordable life insurance with death amounts as low as 10,000 and as high as 50,000. 2.)    There are policies that might have 1 or 2 questions, …

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