Risk Management

Coronavirus Update

How Is the Insurance Market Place Reacting to COVID-19 and Our Current Economy?

As we move into fall, our battle with COVID-19 continues. August brought Greene County an increase in new cases. Our seven-day rolling average increased from 35 cases per day in July to 88 cases per day throughout August, culminating in 143 reported cases on August 27. The largest number of cases are attributed to people …

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Calling All Restaurant Owners

Calling All Restaurant Owners

Calling all Restaurant Owners! Many things have changed in the last few months. Not just in the way of business but also with our place in the world. We find ourselves quickly wondering what the future will look like, both as business owners and as human beings. It goes without saying that, if you own …

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Preparing for the Hard Market

Preparing for the Hard Market

The insurance marketplace is a funny place; pricing and availability can appear and disappear seemingly at random, and predicting changes is more an art form than a science. Some years, insurance buyers benefit from falling costs and expanded coverage. Other times, when markets harden, business owners must make tough choices regarding their insurance and loss …

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OSHA Guidance for Reopening Nonessential Businesses

OSHA Guidance for Reopening Nonessential Businesses

On June 18, 2020, the Occupational Safety and Health Administration (OSHA) released guidance to help employers plan how to reopen nonessential businesses. The guidance also addresses issues employers should consider as they ask their employees return to work during the COVID-19 pandemic. OSHA’s guidelines for reopening nonessential businesses provide general principles for updating restrictions that …

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SBA Issues Two Additional PPP Final Interim Rules

SBA Issues Two Additional PPP Final Interim Rules

The Small Business Administration (SBA) recently released two additional final interim rules to provide further guidance for Paycheck Protection Program (PPP) loan borrowers and lenders. Specifically, the two rules provide guidance for loan review procedures, loan forgiveness, and borrower and lender responsibilities. This article provides a general overview of the two final interim rules. For …

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