Data Breaches: A Growing D&O Concern

A data breach can be a devastating event, affecting a company financially and damaging its reputation with customers. But as a director or officer at your company, you face litigation risks based on the decisions you make following a breach and on how you influence cyber security policies, as these are often considered board-level issues. …

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Best Practices Agency 2015

We’re delighted to once again retain our status as a member of the Best Practices study group for the Independent Insurance Agents & Brokers of America (IIABA). The agencies comprising the study group are selected every third year through a comprehensive nomination and qualifying process and awarded a “Best Practices Agency” designation.  The selected “Best …

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Life Insurance and Dimes

When you see the heading on this you might be wondering what does Dimes have to do with Life insurance?  I have been in the insurance business for about 12 years so I have seen many ways to look at life insurance needs calculators and ways of coming up the that perfect number of what …

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Life Insurance Awareness Month

This month is Life Insurance Awareness Month and accourding to a 2010 LIMRA study only 44% of U.S. households have individual Life insurance, which is a 50 year low. I have had many conversations over the years that make me sad to hear being an insurance agent and knowing that it is so easy to protect your …

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All Shook Up

It’s not about IF, it’s about WHEN. For those of us that live in the Ozarks, we’re pretty impressed with the natural beauty of the area and all the diversity that the changing seasons may bring. What ever we may prepare for weather wise, the total unpredictability of an earthquake is hard to prepare for. …

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I Can’t Afford to Die

(Or Guaranteed Issue Life Insurance) The top 3 reasons people don’t get life insurance: 1.)    Can’t afford it. 2.)    Can’t qualify. 3.)    Don’t need it. BUT….here’s the truth- 1.)    There IS affordable life insurance with death amounts as low as 10,000 and as high as 50,000. 2.)    There are policies that might have 1 or 2 questions, …

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Who Needs a Check Up?

Do you go to your doctor, dentist, or eye doctor for a yearly check up? Most people do because they want to confirm that they are doing well or there are just scared about what they don’t know. This is a good habit that was taught to us since we were all very young. Should …

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