Deciphering Insurance

Deciphering Insurance: The Impact of Legislation on Your Business

Changes in legislation and economic ability make it increasingly difficult for business owners to make insurance and benefits decisions. The changes pushed through in the past several years, while some might say were well-intentioned, have severely increased the costs many businesses are obligated to pay for employee benefits packages. Though, it’s not just the past changes …

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Overtime Payment Rules

On May 18, 2016, the U.S. Department of Labor (DOL) announced a final rule regarding overtime wage payment qualifications for the “white collar exemptions” under the Fair Labor Standards Act (FLSA). The final rule increases the salary an employee must be paid in order to qualify for a white collar exemption. The required salary level is increased to $47,476 per year …

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Going Green at Work and at Home

Many people have taken the earth’s resources for granted, and it continues to become apparent that we need to change how we live to conserve our planet for future generations. Turn Off the Lights Turn off the lights if you plan to leave a room for more than 15 minutes. Install motion sensors or timers …

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Data Breaches: A Growing D&O Concern

A data breach can be a devastating event, affecting a company financially and damaging its reputation with customers. But as a director or officer at your company, you face litigation risks based on the decisions you make following a breach and on how you influence cyber security policies, as these are often considered board-level issues. …

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Best Practices Agency 2015

We’re delighted to once again retain our status as a member of the Best Practices study group for the Independent Insurance Agents & Brokers of America (IIABA). The agencies comprising the study group are selected every third year through a comprehensive nomination and qualifying process and awarded a “Best Practices Agency” designation.  The selected “Best …

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